Outback Insurance Blog

Keep your Home Safe While You're Away with These 5 Tips

Tue, 12 Dec 2023 16:06:34 GMT

Are you planning your next big family vacation? Maybe you’re traveling for business, or need to be away from home for a few days. Although we don't like to think about the possibility of our home being damaged or burglarized while we're away, it's something to consider to ensure that it stays safe - and in one piece for your return.

Check out our five tips for ensuring that your home is safe while you're away.

Be sure to check all outlets before you leave. This may sound like a no-brainer, but checking all of the electrical outlets before you leave your home is a must. If you leave something that creates heat plugged in, like a curling iron or coffee pot, it could result in a fire. Taking a few minutes to do a once-over before you leave to ensure that all appliances are unplugged before you leave will give you peace of mind.
Lock all doors and all windows, even the ones that you don't think are easily accessible. One of the biggest mistakes that homeowners make is not checking all of their doors and windows before they leave. You want to be sure to check even the doors that you don't think are accessible from the outside - like the doors to your home from your attached garage, and other internal entrance points, like from your basement to your main level. This will ensure that you have various levels of protection in the event of a break in.
If you normally leave the blinds open, do so. You want to leave things looking as normal as possible, and not leave any reason for passersby to think that you're gone. Keep your home safe by leaving some blinds open to give people the impression that someone is still in the home.
Stop the mail for the time period that you're gone. Like we mentioned in the previous tip, you want to give the impression that you're still home. If passersby see that your mailbox is bursting at the seams, they might get the idea that you're gone, which is exactly what you want to avoid. Stop your mail delivery for the time period that you're gone, so that you don't have to worry about people becoming suspicious.
Insure your home properly. With proper home insurance, you can travel in peace. Be sure to talk with Outback Insurance about the right coverage for your home.

Now go enjoy a much-needed vacation!

Avoiding Water Issues in Your Home

Tue, 12 Dec 2023 16:02:07 GMT

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew to form. This can pose a serious health risk to you and your loved ones, especially if anyone has allergies, asthma, or other breathing problems. Follow these helpful tips to minimize your risk of water issues in and around your home.

Know Where the Shutoff Valve Is

Everyone in your home should know where the water supply shutoff valve is located. In many homes, it is in the garage, in the basement, or along the side of the house towards the front of the property. Make sure that everyone knows how to operate it as well. This way, if you encounter a burst pipe or other complication, you'll be able to turn off the water supply as quickly as possible to minimize the extent of the damage.

Maintain Your Sprinkler System

As long as your plants and lawn are healthy, you probably don't give much thought to your sprinkler system. However, this is one of the most common areas for burst pipes, as plant and tree roots are often strong enough to puncture the pipes and hoses throughout your sprinkler system. When your system is running, take the time to inspect your yard, looking for any areas that are especially wet, as this could be a sign of an underground leak. Fixing the leak not only prevents the damage from spreading to your home but stops your water bills from skyrocketing as well.

Winterize All Outdoor Pipes and Faucets

If you live in an area that is prone to freezing in the winter, it is crucial that you winterize any exposed pipes. Water expands as it freezes, which can rupture the pipes, leading to a massive leak when the water thaws once again. Thermal wrappings for pipes are relatively inexpensive, but they don't last forever. Be sure to inspect them before the cold weather hits each year, replacing them as needed to keep your pipes protected.

The better you are able to keep watch on your water system, the easier it will be to spot any potential leaks before they can cause major damage to your property. So, stay vigilant throughout the year to keep your home safe!

Upgrading Your Windows - How to Choose What's Best for Your House

Tue, 28 Nov 2023 16:06:34 GMT

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from, so it is important to evaluate your choices carefully. Here's what you need to know.

Types of Windows

For starters, you'll need to choose how you would like your windows to open. For example, casement windows rotate from a hinge on the side, opening towards the outside of your house. Single-hung and double-hung windows, on the other hand, slide vertically to open one portion of the window. Similarly, slider windows slide sideways to open each side.

If you don't need the window to open to allow airflow into your home, consider bay windows, which can allow you to add a comfortable window seat for relaxing or reading. Picture windows are great for showcasing a beautiful view.

Types of Glass

Next, you'll need to decide whether you want standard or double-paned glass. Standard glass is typically more affordable, though double-paned glass is more energy-efficient. It helps to maintain the temperature inside your home so you don't have to rely on your air conditioning or heating as much. While these windows are more costly initially, you'll save money in the long run on your energy costs. They are also more durable, helping to deter potential burglars. You also have the option of adding thermal films to boost energy efficiency.

Additional Features

Finally, you'll need to consider the overall security of your windows. While this is less of a concern on upper levels as they are more difficult to access, you'll want to ensure the windows on your ground floor are as secure as possible. Locks, opening sensors, and glass-break sensors can prevent thieves from trying to break into your home through the windows.

To decide which types of windows are best for your needs, consider your needs, preferences, and budget, not just in the short term, but over the long run as well. A bit of extra investment upfront can enhance your comfort and peace of mind while also adding value to your property.

Highway Driving Safety Tips to Keep You Safe on the Road

Tue, 28 Nov 2023 16:02:07 GMT

Highways are unavoidable - they help us get where we need to go, and quickly. However, without practicing proper highway driving safety, you could find yourself in an accident.

While driving on the highway, you're not the only one you have to worry about - there are also other drivers that you can't control. However, with our tips, you'll be able to prepare yourself to be as safe as possible while driving on the highway.

Obey posted speed limits. What may sound like a no-brainer is a rule that is typically broken. Although you may feel like the speed limit is too slow, keep in mind that those restrictions are there for a reason! You may not know the topography of the land, and the modest speed limit could be in place to protect you from a steep hill, a windy turn, or a traffic buildup.
Don't become distracted. Modern vehicles do a wonderful job of providing us with all the novelties and extra features that we might not need, but we love. Digital screens with custom temperature gauges, custom radio tuning, and so much more can distract us from the road while we're driving. It's important to tune everything out but the road when you're driving on the highway to prevent causing an accident. The most important distraction to avoid? Texting and driving. Try locking away your phone in the center console if you feel like it's a distraction while you're in the driver's seat.
Don't play your music too loud. Although it's great to drive around listening to your favorite tunes, it can be dangerous when you're on the highway. It could potentially prevent you from hearing important sounds that let you know danger is ahead. For example, if you have your music blasting and attempt to change lanes on the highway, you may not hear another vehicle honking their horn to warn you that they're in your blind spot. It can also make it hard to hear sirens from emergency vehicles.

These tips can help you get where you're going safely. Not only that, but you can rest assured that you're protecting others on the road as well!

Bonus tip — be sure that your car is properly insured by a trusted insurance agency like Outback Insurance to ensure that you and your vehicle are covered in case of an accident.

How to Choose Smoke and Carbon Monoxide Detectors

Tue, 14 Nov 2023 16:06:34 GMT

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom and the kitchen. This way, you'll be able to identify problems in the most important areas as quickly as possible. However, not all detectors are the same. Here's what you need to know to pick appropriate ones for your home.

Types of Smoke and Carbon Monoxide Detectors

First, you'll need to choose between individual and combination devices. With individual devices, you'll have separate detectors for smoke and carbon monoxide. As you might have guessed, combination devices can detect both smoke and carbon monoxide from a single device. While combo options can be a bit more costly, they'll take up less space on your ceiling, keeping the overall look clean and uncluttered.

You'll also have to choose between wired and battery-powered options. In general, battery-powered detectors are cheaper and easier to install, though you'll need to replace the batteries periodically. It is also a smart idea to test them frequently to ensure they are working properly. If you opt for wired detectors, consider choosing the kind with backup batteries to ensure they continue working in the event of a power failure.

Finally, modern smoke and carbon monoxide detectors also come in smart versions. These devices connect to your home's internet connection, enabling you to monitor them from your smartphone or other mobile device. This way, you can check on your home while you are at work or out of town to ensure everything is safe. These devices tend to be the most expensive, but they'll also give you the greatest peace of mind, especially if you travel frequently.

Adding Sprinkler Systems

If you live in an area that is prone to fires, you may wish to add overhead sprinklers to your home as well. In fact, some jurisdictions actually require them, so be sure to check the laws in your area. Modern sprinkler systems can sync with your smoke detectors, activating the sprinklers in case of fire.

Upgrade Your Smoke and Carbon Monoxide Detectors

Even if your home already has detectors in place, you may wish to upgrade them to more modern versions. This will give you the greatest amount of protection for both your home and your loved ones. You may even be able to save a bit of money on your home insurance. Get in touch with us to learn more.

4 Valuable Tips for Traveling Safely With Your Pets

Tue, 14 Nov 2023 16:02:07 GMT

For many people, pets are just as much a part of the family as humans! Since our pets are valued family members, it's important to consider their safety while traveling. Whether they're traveling with you to the in-laws for the next holiday, or just traveling to the vet, we have a few important tips to help you travel safely with your pets. After all, they are precious cargo!

Keep your pets safe and secure during the drive. Although their pitiful stares are enough to make you want to let them out of their crate, the risk isn't worth the reward. When traveling, you should always be sure to keep your pet safe in their crate to ensure that disaster doesn't strike if you were to be in an accident. If your pet is small enough for a crate, you should choose one with plenty of ventilation and an open spot for them to keep eye contact with you. This will help to keep them calm during their ride!
Never leave your animal alone in the car - no matter how long you plan on being gone. Just a few minutes in a hot parked car is enough to make your pet sick, or worse, kill them. Hot cars are no place for your animal, and if you park and exit your vehicle at any time, your pet should come with you. You can never know exactly how long you'll be gone, and it's not worth the risk to leave them alone.
Prep your vehicle with everything it needs. You should be sure to keep your vehicle fully stocked with your pet's important supplies any time you go on a road trip. Items to consider include a food dish, a water dish, extra food, a bottle or two of water, a waste scoop, bags for cleanup, and first aid. These items will help you stay calm and provide for your pet if you were to have an unexpected detour or have to make a food or waste stop along the way. You should also be sure that your vehicle is insured properly in case of an accident.
Prepare your pet for the car. Before your road trip, try preparing your pet by taking them on a few shorter trips. This will get them used to the sound of your vehicle, the sound of the road, and the feeling of movement.

With these four tips, you're sure to keep your pet safe on your next road trip! When you know they're safe, you can relax, which makes the drive more enjoyable for everyone involved. Now get out there and travel with your four-legged best friend!

Landscape Maintenance Tips for Your Yard

Tue, 31 Oct 2023 16:06:34 GMT

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order to keep your yard looking its best over the years. Here are a few yard-care jobs you may have overlooked.

Trimming Large Trees
Pruning tall trees can be a daunting task, but it is an essential one. Whether you choose to do it yourself or hire someone to do it for you, it needs to be done each year. For most trees, fall is the best time to prune, as the trees will come back even stronger when the weather warms up again in the spring. In addition to keeping the trees as healthy as possible, this will also prevent wayward branches from scratching against the side of your house or top of your roof, potentially causing damage. Be sure to keep them away from power lines as well.
Cleaning Your Gutters
If your home is equipped with gutters, they'll need to be cleaned out periodically. This is especially true if you have large trees on your property, as their leaves can clog up your gutters. When your gutters are full of debris, they can't do their job of directing water away from your house properly. This can lead to water pooling in the gutters, which can cause damage to your eaves and roof over time. You should expect to clean your gutters at least once a year, though you may need to do so more often in heavily wooded areas. Check them a few times a year, and clear them out as needed.
Keeping Plants Away from Your House
When you first planted your bushes or shrubs, they were likely much smaller than they are now. Over time, they can grow and spread, bringing them closer and closer to your house. This can provide homes for rodents and other pests, and eventually, they may try to come inside. Keeping the plants at a safe distance will enable you to see any damage to the structure of your home so you can repair it as quickly as possible.
Keeping Your Yard Clutter-Free
Finally, piles of yard waste, old garden equipment, and other debris can also create homes for pests, so do your best to keep your yard as clean and tidy as possible. After all, you've done a lot of work to keep your plants looking great, and you don't want a bunch of clutter distracting from their beauty!

4 Important Tips to Help you Choose the Right Home Repair Professional

Tue, 31 Oct 2023 16:02:07 GMT

Your home is in need of some repairs, but you don't want just anyone in your home. Hiring a home repair professional can be stressful since it's crucial that you find one that you can trust. But finding the perfect home repair professional doesn't have to be a headache. Before hiring, you should be sure that your home is insured in case of a covered loss.

Check out our three tips to help you find the perfect one.

Talk to them on the phone. With nearly everything online these days, it's easy to check out a company's website and want to hire them on the spot. The only problem is, reading their website isn't the same as talking to them over the phone or in person. Before signing on the dotted line with your home repair professional, you should call them on the phone to talk over details of your project like what they can do for you, how much they'll charge, and more. You'll also be able to get a feel for their personality and determine if they're someone that you'd like working on your home.
Check out their reviews and testimonials. Reviews and testimonials are a great way to determine the quality of a home repair professional. Testimonials are extremely effective because they're unsolicited comments on the company - and they're all positive comments. Customers aren't forced to give testimonials, and when they give them, you know that it's because the service was amazing. You'll also want to check out reviews to see if the positive ones outweigh the negative ones.
Determine your budget and stick with it. To find the right home repair specialist for you, they have to fit within your budget. If they don't you could find yourself in financial turmoil when there are plenty of options out there that do fit your budget. Be sure to get a quote before you sign on with a specific repair company, and have your budget in mind when you talk to them. If you go into a conversation with an open budget, you're much more likely to overspend.
Make sure they are properly insured. Independent contractors should have the proper insurance coverage in place before they start work on your home. It is always a good idea to double check proof of insurance to ensure the repair professional and your property is covered.

Follow these four tips to help you find the perfect home repair professional that fits your needs.